Business Loans for Australian Businesses

Why Use Fisher Finance for a Business Loan?

Approaching lenders directly is time consuming and a declined application can affect your credit score. As your finance broker, we assess your situation first and match you with the right lender before any formal application is submitted.
Here’s how we help:

  • More Choice: Access 35 lenders including major banks and specialist non-bank lenders through one broker.
  • Better Rates: We negotiate on your behalf to find competitive terms suited to your business.
  • Secured and Unsecured Options: We arrange both secured and unsecured business loans depending on your situation and assets.
  • Fast Turnaround: Most business clients have an outcome within 24 to 48 hours.
  • Obligation Free: We assess your options before any formal application is submitted.

Common Reasons Businesses Apply for a Business Loan

Every business is different. Here are the most common reasons Australian businesses come to Fisher Finance for a business loan:

Working CapitalAccess funds to cover day-to-day operating costs, manage cashflow gaps or meet supplier payments while waiting on customer payments.
Business ExpansionFinance the opening of a new location, hiring of additional staff or investment in infrastructure to grow your business.
New Contract FundingSecure upfront funding to cover the increased costs of a new contract, tender or project before revenue starts flowing.
AcquisitionFinance the purchase of a business, client book or competitor to accelerate growth.
ATO and Super ObligationsAccess fast working capital to clear ATO debts or meet upcoming superannuation payment obligations.
Equipment and AssetsFund the purchase of equipment or business assets needed to operate or expand.

Start your application today and get matched with the best options, obligation free.

Secured and Unsecured Business Loans

Not all business loans require security. Fisher Finance arranges both secured and unsecured business loans depending on your situation, assets and funding requirements.

Unsecured Business LoansNo asset security required. Ideal for businesses with strong cashflow and trading history looking for fast access to working capital.
Secured Business LoansSecurity such as equipment or business assets is used to support the loan. Can unlock higher loan amounts or better rates depending on the lender.
Caveat LoansShort term funding secured against property via a caveat. Used for urgent funding requirements where speed is critical.

Simple 5-Step Process

We make business finance simple. Here’s how it works from start to finish:

Step 1
Tell Us Your Needs
Share a few details about your business and funding requirements so we understand what’s right for you.
Step 2
Simple Application
Our brokers guide you through the application and answer any questions along the way.
Step 3
Lender Search
We compare a wide panel of lenders to find the most suitable finance options for your situation.
Step 4
Finance Negotiations
Our experienced team negotiates with lenders to secure competitive terms for your business.
Step 5
Funds in Your Account
We finalise your finance and get funds moving so you can focus on running your business.

Ready to Take Your Business to the Next Level?

Whether you’re managing cashflow pressure, preparing for growth or taking on a significant new contract, the right business loan can make the difference. Fisher Finance works with businesses across construction, transport, retail, hospitality, professional services, manufacturing and health to structure the right loan for their situation. One call, 35 lenders, fast answers.

  • Clear, upfront options so you always know what you’re signing.
  • Repayments structured around your cashflow and business requirements.
  • Access to 35 lenders without having to approach them one by one..

Tell us what you need and we’ll find the right finance solution, obligation free.

Trusted by Australia’s Leading Lenders

FAQs

An unsecured business loan requires no asset security and is approved based on your business cashflow and trading history. A secured business loan uses an asset such as equipment or property as security, which can unlock higher loan amounts or more competitive rates.
Fisher Finance arranges business loans from $10,000 to $1,000,000 depending on your business situation, trading history and funding requirements.
For most applications we can have an outcome within 24 to 48 hours of receiving your documents. Larger or more complex applications may take a little longer.
Most lenders require a minimum of 6 to 12 months trading history. Requirements vary by lender and loan type. Contact us to discuss your specific situation.
Your initial enquiry with Fisher Finance does not affect your credit score. We assess your situation first before any formal application is submitted.
We work with businesses across construction and trades, transport and logistics, retail, hospitality, professional services, manufacturing and health services.
Yes. Fisher Finance operates Australia-wide. We work with business clients in every state and territory, entirely online and over the phone.
For most business finance applications we have an outcome within 24 to 48 hours. Timeframes vary depending on loan size and complexity.
No. There is no obligation to proceed after reviewing your options.

Still have questions? Fill in the form and one of our brokers will get in touch.

Other Finance Options

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